Mkopo Extra

Join millions of satisfied Mkopo Extra customers who have grown their businesses, paid for school fees, and managed expenses with peace of mind.

How simple is the process?

• Download the Mkopo Extra app

• Fill out our quick loan application in the Mkopo Extra mobile app

• Verify your identity through our secure system

• Get cash sent directly to your M-Pesa in an instant

How do I repay my loan?

• Repay your loan with M-PESA Xpress the phone number you sign up with

• You can pay in full or make partial payments, anytime on or before your due date

• Easy repayment schedule keeps you on track with your payments

The benefits of Mkopo Extra in-app features at your fingertips:

• Personal security PIN to ensure protection

• Track your credit with My Mkopo Extra Status

• Easy repayment schedule that keeps you on track with your payments

• Millions of Ocash Extra customer success stories to inspire you on your journey

Have questions? check out our FAQs

Ready to get started? Download the MkopoExtra app and apply for a loan today.

Privacy and permissions: When you download Mkopo Extra, we will ask to scan your M-Pesa SMS and other information in order to verify your identity, creditworthiness, and provide you the fastest loan in Kenya. We take privacy very seriously and your personal information will never be shared without your direct permission.

Terms and Conditions: Mkopo Extra charges a one-time service fee of 5-33%* of principal amount. Repayment schedules may vary and can be up to 90 days. There is no minimum payment period for repayment; customers may make payments towards their principal at any time following disbursement. A one-time late fee of 8% of principal amount and interest may be applied to loans past due. No other fees will be charged after this time. Additional terms and conditions apply.

*Effective APR: 85.17-231%. Ocash Extra will never charge you more than the amount of your service fee (plus a one-time late fee if you do not pay by the due date). Fees do not compound or accrue.

加入数百万满意的Mkopo Extra客户，这些客户发展了业务，支付了学费并放心地管理了费用。

这个过程有多简单？

•下载Mkopo Extra应用

•在Mkopo Extra移动应用中填写我们的快速贷款应用

•通过我们的安全系统验证您的身份

•立即获得现金直接发送到您的M-Pesa

我该如何偿还我的贷款？

•使用M-PESA偿还您的贷款Xpress您用来注册的电话号码

•您可以在到期日或之前的任何时间全额或部分付款

•轻松的还款时间表使您可以按时付款

触手可及的Mkopo Extra应用内功能的优点：

•个人安全PIN码以确保受到保护

•使用我的Mkopo Extra状态跟踪您的信用

•轻松的还款时间表，可让您始终按时付款

•数以百万计的Ocash Extra客户成功案例，激发您的旅程

有问题吗？查看我们的常见问题解答

准备开始了吗？立即下载MkopoExtra应用程序并申请贷款。

隐私和权限：当您下载Mkopo Extra时，我们将要求您扫描您的M-Pesa SMS和其他信息，以验证您的身份，信誉，并为您提供肯尼亚最快的贷款。我们非常重视隐私，未经您的直接许可绝不会共享您的个人信息。

条款及细则：Mkopo Extra会收取一笔本金的5-33％*的一次性服务费。还款时间表可能会有所不同，最长可能为90天。没有最短还款期限；客户可以在付款后随时向其本金付款。一笔逾期本金的一次性逾期费用为本金和利息的8％。在此时间之后将不再收取其他费用。附加条款和条件适用。

*有效年利率：85.17-231％。 Ocash Extra不会向您收取超过服务费金额的费用（如果您未在到期日之前付款，则将收取一笔过的滞纳金）。费用不会增加或增加。